A 20-year-old man from Trzcianka has fallen victim to an elaborate phone scam that resulted in him taking out multiple bank loans totaling 563,000 PLN and transferring the money to criminals.
According to Bydgoszcz Police, the fraudsters first contacted the victim with a false alert claiming that an unauthorized loan had been issued using his personal data. They then impersonated bank staff and police officers, creating a sense of urgency that convinced the young man to act immediately.
Under the guidance of the scammers, the victim obtained several genuine loans from real banks. The combined principal reached 563,000 PLN, and with interest the total amount he must repay now exceeds 830,000 PLN.
The obtained funds were handled in two ways: cash withdrawals were deposited into bitomats across Piła and Bydgoszcz, while an additional 205,000 PLN was delivered in person to a courier who met the victim at a prearranged location in Piła.
Police emphasize that the case demonstrates classic social-engineering techniques in which victims are manipulated into converting legitimate bank loans into cryptocurrency or cash transfers that cannot be recovered.


